English

Cyber Liability Insurance (Kabomwi ibukin kabane mwane man kabonganakin aia rongorongo am customers n te aro ae e aki eti)

E a kaman kabonganaki te insurance (te kabomwii) irouia bitineti ibukin totokoan ao taobaraan kanganga ao e rang teretere n taian kukune bwa bitineti aika a aki raoi insure (kabwakamwane ibukin kawakinan aia bitineti man taian kanganga aika aaki kantaningaki) a na bon rootaki ngkana a rinanon kanganga aika a bubura. Ni karokoa taai aikai, angiia bitineti a ti insure aia kombiuta ao aia bwai n itoman man te uruaki, te iraa ke te bua, a insure bwai ni mwakuri aikai n ai aron bwain nanon aia tabo ni mwakuri, ae akea iai te kabomwi ibukin te bua, te iraa ke rotakin ana data te bitineti. Iai riki aia insurance tabeua botaki n mwakuri ae tabe naba ma te urubwai ao e karako te kabomwi iaon kaokakin te data …. man aki mwannanoi angiin kanganga ake a kona n reke man kabonganan te intanete. A tia insurers (botaki aika a tabe ma kabomwii) ao bitineti n kunea ae te insurance ni kawai e aki botau korakoran ana mwakuri ma aia waaki ni bitineti ai ngaia are e a kainnanoaki te cyber liability insurance ni kaitarai kabomwi n aron buan te data, taian virus, hacking (te rin n ana account temanna n akea te kariaia) ao uruan otangan te data. E ngae ngke e kakawaki kamanoan te bitineti man kanganga aika a kabane mwane, ao e a tabe n rikirake kabonganan te cyber liability insurance bwa teuana naba ma ibuakon bwaai aika a kainnanoaki ibukin wakinan te bitineti.  

Kamanoan taian kanganga aika a kona reke

Cyber liability insurance bon te waaki ae e rang boou ao tein nako te kabomwi iai a bon kakaokoro imarenaia kambwana ni kabomwi nako, ngaia are te cyber liability insurance e na riai n tarai itera aikai:

  • Buan, uruakan ke mwantiakaan oin am data
  • Buan, uruakan ke mwantiakaan aia data tabeman riki (n aron te customer ke supplier)
  • Ana urubwai te malware nakon aia bwai n itoman tabeman riki (n aron te customer ke supplier)
  • Kabane mwane ibukin mwakuri n tutuo ibukin kakoauan mwakuri ni ioawa
  • Buoka n irekereke ma karaoan ao kaokakin bwai n itoman ao data
  • Buoka n irekereke ma te tua
  • Tararuan kanganga ao te buoka n irekereke ma te reitaki ma te botannaomata
  • Kabwakamwane ibukin tuaa ao rekenikai
  • Kerikakin te kareke mwane / kamangaoan te bitineti
  • Kabwakamwane ibukin kaokakin te bwai/te aomata mai irouia taan ioawa
  • Katanoata aika a kabwainrang
  • Uruan tuan te bwaibwai
  • Buan te data are e kawakinaki n te cloud
  • Kauring nakoia taan bwaibwai n te data
  • Tararuan aia tarau taan bwaibwai n te data
  • Urubwai aika a reke man kabonganan te data ae e aki eti
  • Mwakuri aika a reke man te kabuanibwai n tiaki am kantaninga ao aika a bon karaoaki n te ioawa

Botaki aika a rang kakabongana te data, a tararuai rongorongo aika a taburoroko, a reitaki rinanon bwai n rabakau ke a kabonganai waaki n itoman aika a boou, a rang kaungaki bwa a na kabongana te cyber liability insurance ibukin kawakinan aia bitineti. Ko na riai n tarai raoi tein am kanganga aika a kona n reke ao n karekea kamanoam ae e botau ma kainnanom ao am kanganga. Kainnanoan te cyber liability iroun te tia karikirake iaon te intanete, e rang okoro ma kainnanoan te rooia, intinia, ana tabo n tutuo te taokita ke te reirei, ao e rang bongana naba mwaitia taan mwakuri.

Kabane mwane

A tia n rang ni kerikaki boon cyber liability insurance n ririki aika a nako, ma e katauboaki man buburan te bitineti ao ana mwakuri ae kainnanoa te insurance. N aron ae kantaningaki, a nano insurers irouia riki bitineti aika iai aia kainibaire ibukin totokoan kanganga n te intanete ao a kona naba n anga te bwakanibo nakoia bitineti aika a tia n kinaki n aia waaki n totokoi kanganga aikai. E kona ni kanganga reken kamanoaia bitineti aika a aki tau aia anga ibukin totokoan kanganga aika a kona n reke.

Ibukin matoatoan te waaki n kabomwi, ti kaungako bwa ko na karekea kamanoam mai iroun te insurance broker ae e mwatai iaon te cyber insurance. A na kona n reireiniko ao ni buokiko ni karekea kamanoan am bitineti.