English

Te kimoa iaon ana insurance baao ni mwamwananga (Motor Insurance Fraud (Ghost broking)

Te motor insurance e kinaki naba n arana ae te ‘ghost broking. E riki ngkana taan karaoi mwakuri n ioawa ke aomata a katanoata ae ngaiia bon taan mwakuri ibukin te insurance bwa aonga ni karaoi kimoa. 

A kekeweniko bwa ko na kaboa am motoka insurance ae boraoi irouia ma ni bon arona, a karaoi mwaitin te kabomwi nakon am bwai (cover) man kambwana n insurance aika kinaki ibukim. E ngae n anne ao a bon aki kariaiakaki bwa a na karaoa te business ibukin te insurance ao aia kainibaire (policy) e bon aki kinaki ke akea nanona. Taan ioawa a kawakina irouia am bwakamwane ibukin am insurance ma ai bon akea am insurance ae airi ma taian kanganga. Tenan Ghost broker a karai baika kewe ma e kabwakanano , taian policy aika karika riki te mwakuri ni kimoa bwa e na mwakuri.

Taian kanganga

  • Ko kawaraki iroun te aomata, rinanon baika katokaki n te social media, katanoata online (n ikotaki ma katanoata ibukin te ka iaon ana site te tabo ni kabobwai), reeta ke beba ni katanoata aika katukaki imatan mataroa, ike ko anganaki n te bo ae boraoi te ‘motor insurance’. Ngkana ko ataia bwa te waaki ni bobwai e kewe n te tai anne ao ko kabuta te ka ae akea ana kabomwi (insurance):
    • Ko kona n reke n te bure
    • E kona n anaki am ka ao e kamantaki
    • E kona ni bua arom
    • Ko kona n aki kaboakimwin am kanganga ngkana ko kabuanibwai ni kaikoaka ke ni kamatea te aomata n am tai ni kabuanibwai.

N aron ae taekinaki ma i eta n te iteraniba aei, ghost brokers a kabonganai aia address taani bwaibwai n te insurance aika kewe man kairua, e ngae ngkana ko tuai kaboa te policy ae kewe ko kona naba n riki bwa te tia bwaibwai ngkoe.

Kawakiniko man te kimoa iaon te motor insurance

  • N tainako ao kataia ni kaboa am insurance man:
    • Taani mwakuri aika kinaki ao n ataki
    • Te kambwana ni motor insurance ae ko reitaki nako iai ke rinanon taian site aika kabotau raoiroia insurance – Ngkana iai am motor insurance policy ao ko aki koaua n arona, reitaki nakon te kambwana n insurance ma tiaki te tia mwakuri are ko karaoa am bwai irouna
  • Iangoia raoi: tai ienikuri ni karaoa am motor insurance ma aomata irarikin are a tia n taekinaki i eta, e ngae ngkana e kanganga ke bobuaka e na bon bae n teuana ma ibuakona.

Kamanoa am address mairouia taan kimoa

Ngkana ko taku bwa am address e a tia ni kabonganaki irouia taan kimoa n te motor insurance, karaoi aikai:

Karaua tuoa am mwin am reitaki bwa addressed nakoim ke nakoia tabeman aika maeka n am tabo. Ngkana a roko iroum beban te insurance ibukia aomata aika akea rekerekem ma ngaiia, tarebonia te insurer are kanakoia nakoim ao tuatua bwa ko na taetae nakon te tabo are tararua iteran te kimoa ke te babakanikawai. Uringa are ngkana a kabongana am address taan kimoa n te itera aei, e kona n rotaki am kona ni karekea te insurance ke te credit n taai aika na roko.

Ngkana e a tia ni kimoaki am motor insurance, tao e a tia ni kabonganaki am address irouia tenan ghost brokers ke iai iroum rongorongon te mwakuri ni kimoa ae karaoaki iaon te motor insurance

  • Riboti nakoia bureitiman
  • Riboti nakon te kambwana n insurance are te tia mwakuri e roko ma iai

 

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